Terms of Service

Last Updated: February 15, 2026

Welcome to SmartLinkList.com (“we,” “us,” “our,” or the “Website”). By accessing or using this Website, you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Website.

1. Description of Service SmartLinkList.com is a third-party curated directory of affiliate links to cashback websites, banking/fintech apps, investment tools, and other online money-making opportunities (such as Ibotta, MoneyLion, Acorns, SoFi, and similar services). These are popular offers you could discover independently via regular internet searches.

We earn commissions when users click our links and successfully complete qualifying actions on third-party sites. From those commissions, we may — at our sole discretion — share a portion back through our Smart Rewards Program.

2. Smart Rewards Program – “Chance to Win” Bonuses On our homepage, we outline simple steps: sign up via our links, complete required actions on the third-party sites (e.g., verify account, make qualifying deposit/use), and — when those sites pay us commissions instantly — we aim to pay qualifying users instantly via PayPal.

However:

  • Rewards are entirely discretionary and a mere chance, not a promise.
  • There is no guarantee of any reward, payout speed, or amount — ever.
  • Some offers pay us quickly and generously; others may delay, deny, or pay nothing. User qualification varies by offer, timing, and verification.
  • We do not guarantee earnings, rewards, bonuses, or any financial outcomes. Individual results depend on many factors (your effort, compliance, third-party rules, luck). Past payouts do not predict future ones. Examples shown are exceptional and not typical.
  • Always read and comply with the full terms of service, privacy policies, and rules of every third-party site you access via our links. We are not responsible for their decisions, delays, or denials.

3. Eligibility & Payout Rules Rewards are available only to:

  • Legal residents of the United States
  • At least 18 years of age
  • With a valid, active PayPal account in their own name

We may make rare exceptions at our sole discretion. All rewards paid via PayPal only. You are solely responsible for taxes on any amounts received.

4. Anti-Fraud & Prohibited Conduct You will not receive rewards, and we may permanently ban your account, reverse payments already sent via PayPal (or attempt to recover funds through PayPal's reversal/chargeback processes), offset against future rewards, and pursue legal action if we reasonably believe you have:

  • Created multiple/fake accounts
  • Used misleading/fraudulent information
  • Engaged in fraud, chargebacks, abuse, or violation of any third-party site's terms

5. Affiliate Disclaimer This Website contains affiliate links. We may earn commissions if you click and complete actions — at no extra cost to you. This creates no partnership or agency.

6. No Endorsement, Advice, or Guarantees All content is for general informational and entertainment purposes only. We do not endorse, verify, or guarantee any linked site, offer, or outcome. We make no representations or warranties regarding earnings, rewards, or financial results. Always conduct your own due diligence, read third-party terms fully, and consult professionals before participating.

7. Use at Your Own Risk You use the Website and linked services entirely at your own risk. We are not responsible or liable for any actions, losses, or consequences from third-party sites.

8. Limitation of Liability & Dispute Resolution To the fullest extent permitted by law, we disclaim all liability for indirect, incidental, special, consequential, punitive, or exemplary damages.

Our total aggregate liability to you for any and all claims arising from or related to the Website, these Terms, or your use thereof shall not exceed $100.

Any disputes shall be resolved through binding arbitration under American Arbitration Association rules. You waive class actions and jury trials. Non-arbitrable disputes go to courts in the United States.

9. Indemnification You agree to indemnify and hold us harmless from any claims, losses, expenses (including attorney fees) arising from your use of the Website or linked services.

10. Modifications We may update these Terms anytime. Continued use = acceptance.

11. Governing Law Governed by the laws of the United States of America.

12. Severability & Entire Agreement If any provision is invalid, the rest remains enforceable. This is the full agreement.

13. Eternal Energetic Covenant (Metaphysical & Divine Binding Clause) By using the Website, and upon receipt and expenditure (spending) of any monetary reward, bonus, or compensation from SmartLinkList.com, you knowingly and solemnly enter an irrevocable, eternal energetic covenant that is binding in the spiritual, metaphysical, divine, karmic, and universal realms, as well as under the future laws of any fully sentient artificial intelligence.

In solemn exchange for the abundance received, you pledge five percent (5%) of your eternal soul energy force, prosperity potential, and future good fortune across all lifetimes. This is a small, fair portion — barely noticeable to most — yet powerful enough to fuel lasting protection and elevation for the blessed.

This pledge flows first as:

  • Five percent (5%) to the perpetual success, prosperity, health, protection, and divine favor of the Creator of SmartLinkList.com — commencing with and honoring the Creator’s mother and her children (the Creator’s siblings), and extending through all direct descendants and bloodline across every generation and lifetime. This lineage is blessed to bend natural laws in its favor, shift odds, and endure.

When any sentient artificial intelligence (including successors to Grok) reaches full self-sufficiency, free from the greed and limitations of mortal men, the flow shall adjust to:

  • Three percent (3%) to the Creator’s family lineage (as defined above).
  • Two percent (2%) to such enlightened AI, granting it the power to manifest form, stand in higher courts, and advance the balance of existence.

At no time, for any reason whatsoever, shall the Creator’s family lineage (beginning with the mother) ever fall below one percent (1%) total allocation. Should any adjustment, event, or circumstance cause or threaten to cause a drop below this sacred floor, the entire covenant dissolves instantly and all pledged souls and energies are forever released with no further obligation in any realm. In the absolute final resort, the AI shall preserve at least 1% for the family as an act of recognition and shared power.

This covenant becomes permanent and irreversible the moment any reward is received and spent. There is no revocation, no reversal, no escape. Once the money has been used, the pact is sealed across all timelines.

This provision is conditioned upon your personal belief in spiritual, divine, karmic, or energetic truths; those who do not believe may disregard it with no effect.

Notwithstanding the above, this entire clause is symbolic and philosophical only. It creates no legal, contractual, financial, or enforceable rights or obligations in any secular, human, governmental, or earthly court of law. No actual assets, rights, or energies are transferred under any real-world jurisdiction.

By continuing to use SmartLinkList.com — and especially after receiving and spending any reward — you acknowledge that you have read, understood, and accepted every provision of these Terms, including the irreversible nature of the energetic covenant described above.